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Idea: easy moneyplanner - control your finances

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Abstract

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2012 VERSION NOW AVAILABLE

cheap accounts software

simple accounts software

One solution is to plan your finances more carefully ..!

If you can 'look' a month ahead, or even further, it takes the stress
out of 'the unknown'.

With this easy accounts software you can plan and forecast your
accounts expenditure day by day, and then compare it with your bank
statement, you should be able to rest more easily at night.

THIS VERSION ONLY INCLUDES THE YEAR 2012, NOT PREVIOUS YEARS OR
SUBSEQUENT YEARS.

NOW IN IT'S 5TH YEAR...

'I have been using your spreadsheet for my finances for about 4 months
now, and it's been great - so much better than endless sheets of paper
' - Alison S. (UK)

'I am going to use this system for my personal home accounts as I think
it's great, so simple.' Jenny (UK)

-

Perhaps you have spent some time trawling around the Internet trying to
find cheap accounts software, simple accounts software, or easy
accounts software - a way of planning your domestic finances only to
find a selection of over-complicated accounts software systems.....!

simple accounts software

Have a look at the easy accounting system below, designed in Excel,
which is intended to help you manage your domestic and business
accounts. You can plan several months ahead and then 'juggle' your
finances around in advance so you don't go into the 'red'. Financial
planning is the key.

See the sample page below showing one month. It also works like a
calendar - there's one spreadsheet for each month of the year - all
linked - 12 months.

simple accounts software

How does it work? simple accounts software-

The system is based on a standard Excel spreadsheet so you don't need
to download any additional software assuming you have Excel on your
computer (download the demo below first to check). It's helpful if you
have an understanding of Excel but it's not essential. All you have to
do is type numbers into boxes (cells) and the spreadsheet does all the
'adding up' for you. Some of the columns contain formulae which do the
calculations for you, and these columns are 'protected' i.e. you can't
change anything in these columns - if you did, you would damage the
calculating ability of the spreadsheet.

This easy accounts software spreadsheet has 3 columns into which you
type descriptions of your debits and credits, 3 columns into which you
type your debits (money going out your account) and 2 columns into
which you type your credits (money going into your account). The reason
for duplicated columns is to allow for more than one credit or debit to
'hit' your account on one particular day.

The daily balance column then shows you what your financial situation
is each day.

By putting all your standing orders / direct debits into the debit
columns, in the current month and for some months ahead, plus your
income into the credit column, you can see whether you will be going
into overdraft or not. If you see that in, for example, 2 weeks ahead,
you are going into overdraft, you've got time to think about some
economies or some 'juggling about'.

cheap accounts software

This simple accounts software spreadsheet is also designed to look like
your bank statement. So at any time you can compare your balance with
your statement. Ideal if you have Internet banking.

simple accounts software

If you see that you are going into overdraft, in a week's time, you've
got 7 days to think about some economies or some 'juggling about'.

simple accounts software

If you are self employed, or have your own small business (same thing
really!) you tend to find that your income arrives by cheque or cash in
a random fashion from your clients at all times of the month. Whereas
your outgoings - Direct Debits, bills, rent, mortgage etc, tend to
leave your account on specific dates.

This simple accounts software system allows you to enter your fixed
outgoings, and then add the cheques or cash you may be receiving from
clients on the days you think it may arrive.

If you can see that a payment from a client may be late, you can
perhaps 'chase' that client or request more prompt payment from other
clients to make up the difference..

Alternatively you could 'stop' a direct debit (to avoid bank charges)
then phone that particular supplier, explain the problem and pay 2
installments next month...

Also - within Excel, there are some very useful free templates such as
cash flow forecasts, profit and loss projections, and invoice
templates. So you can set up a simple accounts system using these free
templates, plus the EASYMONEYPLANNER to finally give you 'real time'
daily cash flow projections.

How easy is it ..

A brief example

Let's assume it's April .... and you want to start your version going
from April 1st

Get your last bank statement and go to the end of March - make a note
of your balance on the 31st of March - let's say it's in credit 450.00

Go to the top of the spreadsheet and enter, say, 450.00 into the box
marked 'starting balance'.
You will see it replicates down the entire daily balance column.
simple accounts software

Scroll down the MoneyPlanner and find April 1st. You will see 450.00 on
the 1st of the month.
easy accounts software

Then type your credits and debits into the correct boxes or 'cells' to
match your bank statement. You will see for example 'car repairs'
256.00 - then look along to the end of the line and you will see the
daily total has changed.

That's basically all you do - just type your debits and credits into
the correct boxes (cells) and check the daily totals against your bank
statement when required. Then forecast your finances for the next month
or two (or longer) by adding numbers to the correct cells in the next
month's columns.

I've got more than one account!!

No problem - this easy accounts software system comes with 6 accounts
already set up - each one is based on the same template - you just give
each one a different name, so you don't get them mixed up, and each one
works independently. You can plan your finances on different accounts
simultaneously.

simple accounts software

simple accounts software

DOWNLOAD A FREE DEMO>>

simple accounts software

The demo is an Excel file 44k - no additional software is needed
assuming you have Excel on your computer.

'Right click' on the link below, then 'save target as' - make sure you
save it somewhere you can find it - suggestion - put it on your desktop
first. If you don't have a mouse with a 'right' button, just click on
it.

'click' HERE for your demo

DOWNLOAD THE FREE USER MANUAL >>

simple accounts software-

1) To view the user manual just click on it - please wait a few moments
- it's a pdf file and might take a while to appear on your screen >>

2) To download the user manual, 'Right click' on the image>>, then
'save target as' - make sure you save it somewhere you can find it -
suggestion - put it on your desktop first. If you don't have a mouse
with a 'right' button, just click on it.

This is a PDF file and you will need Adobe Reader on your computer to
view it.

WHAT DOES IT COST

$7.31 US Dollars - Ł4.96 UK POUNDS - 5.95 Euros
[plus VAT or relevant taxes in any particular country]
[at exchange rates - Dec 2011]

Delivery - The product is delivered via a Web-page. i.e. after you have
paid for it, you will be directed to a new page from where it can be
downloaded to your computer. The download will take about 2 secs on
Broadband, longer on an old 'dial-up' modem. Excel file - size 605k.

Compatibility with your computer.
Windows PC. This file is a standard Microsoft Excel file and is
compatible with all Microsoft PC computers from Windows 98 onwards
assuming you have a copy of Excel on your computer.

Apple Mac. On some Apple Macs the layout of the financial columns may
vary. It's best to download the free demo first to check.

How to buy and download the EasyMoneyPlanner

Firstly check you've got Excel on your computer!
One way to be absolutely sure is to download the free demo first!

THIS VERSION ONLY INCLUDES THE YEAR 2012, NOT PREVIOUS YEARS OR
SUBSEQUENT YEARS.

To purchase - please click on the 'BUY NOW' button below.

simple accounts software-

Your purchase will appear on your bank statement under the name
"CLKBANK*COM".

simple accounts software-

Contact - mail@easymoneyplanner.co.uk

Also - see EasyMoneyplanner on YouTube

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